Founded in 2001, Grecu Capital Management, Inc. is an independent 100% fee-only advisory and wealth management firm providing investment management and financial planning for high net-worth individuals and families, retirees, business owners and executives, and medical professionals.
We offer institutional quality investment strategies based on rigorous academic research and decades of empirical evidence. The firm maintains strategic partnerships with Dimensional Fund Advisors Inc. and other research centers.
We are not engaged in, affiliated with, or controlled by any organization in the brokerage, insurance, underwriting, or other financial services fields. We will never jeopardize our ability to render independent fiduciary advice.
We are compensated on a fee-only basis rather than through brokerage commissions. Advisors who work on commissions are more likely to recommend frequent transactions in your portfolio. A fee-only advisor has fewer conflicts of interest and is more likely to have your best interest in mind.
Because competence is a critical determinant of success, we continually assess our ability to appropriately and effectively address the needs of our clients. We maintain our competence by recognizing that professional education must be viewed as a lifetime commitment.
Our clients expect and deserve exceptional service. We deliver it by striving to understand what is important to you both personally and financially so that we may anticipate your needs. We strive to exceed your expectations by emphasizing excellence in all that we do.
As an institutional investment firm we can buy investment vehicles not available to the public including discounted institutional (limited access) no-load mutual funds and separate account managers. The funds and managers we use to target the world’s most attractive markets have lower expenses, lower trading costs, lower turnover rates and more consistent asset allocation.
Based on our understanding of your specific investment needs, we create an Investment Policy for you. The Investment Policy outlines the allocation of each asset class in your portfolio, the type of securities we will invest in and the expected return and risk associated with your portfolio. Your personal investment policy is our joint plan to reach your goals.
We provide you with a detailed quarterly assessment of your portfolio’s performance and market values. We determine whether the market value of your portfolio is growing quickly enough to achieve your objectives and whether any adjustments need to be made. We maintain detailed investment records for your account.
We are committed to the highest levels of ethical standards and honesty. We put our clients’ needs first, stand behind our work and deliver on our promises.
Great accomplishments are preceded by sound strategy. Creating the financial future you desire is no different. The following principles define our financial philosophy.
Once we have determined your personal financial goals and established a comprehensive financial plan for achieving them we implement a wealth management strategy. Wealth management fees are calculated as a percentage of invested assets, charged quarterly, in advance and subject to a minimum annual fee of $10,000.
We focus on Comprehensive Wealth Management.